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Commercial SBA Loans in San Mateo County, California

Silicon Valley south with America's highest median income. Get matched with 300+ SBA-approved lenders. No credit impact.

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770K+
County Population
$140K+
Median Household Income
10%
Minimum Down Payment
90 sec
Pre-Qualification Time

SBA Financing Across San Mateo County

San Mateo County sits at the heart of Silicon Valley, stretching from SFO to the tech campuses of Menlo Park and Redwood City. With a median household income exceeding $140,000, the county is home to major tech companies, venture capital firms, biotech labs, and a thriving professional services ecosystem.

FundMySBA connects San Mateo County businesses with 300+ SBA-approved lenders in just 90 seconds. Whether you're acquiring office space on Sand Hill Road, expanding a medical practice in San Mateo, or financing a restaurant in Burlingame, our platform matches you with lenders who understand Silicon Valley.

What We Finance in San Mateo County -- up to $17M

Technology & Venture -- up to $17M

Tech companies, VC-backed startups, SaaS businesses, and innovation firms across Menlo Park, Redwood City, and Foster City.

Biotech & Life Sciences -- up to $17M

Biotech labs, pharmaceutical companies, medical device firms, and life science businesses along the Peninsula corridor.

Medical & Healthcare -- up to $17M

Medical practices, surgery centers, dental offices, and healthcare businesses serving San Mateo County's affluent population.

Commercial Real Estate -- up to $17M

Sand Hill Road offices, downtown San Mateo retail, Redwood City commercial, and owner-occupied CRE. 10% down with SBA 504.

Professional Services -- up to $17M

Wealth management, law firms, accounting practices, consulting, and professional services supporting the tech ecosystem.

Franchise & Restaurant -- up to $17M

Upscale dining, franchise expansion, restaurant buildouts, and food concepts across the Peninsula's thriving culinary scene.

Cities in San Mateo County

Explore SBA loan options in cities and communities across San Mateo County:

Silicon Valley

Frequently Asked Questions

What makes San Mateo County a top SBA lending market?

San Mateo County has one of the highest median household incomes in the nation at $140K+, driven by its position at the heart of Silicon Valley. Major tech companies, VC firms on Sand Hill Road, a growing biotech corridor, and SFO airport create deep demand for commercial real estate and professional services.

How fast can I get pre-qualified for an SBA loan in San Mateo County?

Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions and we instantly match you with SBA-approved lenders. No credit check required.

What industries qualify for SBA loans in San Mateo County?

Most for-profit businesses qualify, including technology, biotech, medical practices, professional services, commercial real estate, restaurants, franchise operations, and retail.

What is the maximum SBA loan amount available in San Mateo County?

SBA 7(a) loans go up to $5 million and SBA 504 loans up to $5.5 million, but by stacking programs you can access up to $17 million. San Mateo County's extreme property values make SBA 504's 10% down especially valuable.

Ready to Get Started in San Mateo County?

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