Big Island's resort and coffee capital. Get instantly matched with 300+ SBA-approved lenders serving Hawaii County. No credit impact. No commitment.
Kona is the commercial and tourism heart of Hawaii's Big Island, famous worldwide for Kona coffee, the Ironman World Championship triathlon, and the stunning Kohala Coast resort corridor. Kailua-Kona's Ali'i Drive serves as the main commercial strip, lined with restaurants, shops, and activity operators that serve over 1.5 million annual visitors to the island. The Kohala Coast's luxury resorts -- including Mauna Lani, Waikoloa, and Hualalai -- create a premium hospitality market that SBA loans help entrepreneurs enter and expand within.
Beyond tourism, Kona's coffee industry is a globally recognized agricultural asset, with hundreds of farms producing some of the world's most sought-after beans. SBA financing supports coffee farm acquisitions, roasting operations, farm-to-cup retail concepts, and agritourism ventures that leverage the Kona coffee brand. The region's growing residential population also drives demand for medical services, professional offices, and local retail.
Boutique hotels, resort condos, vacation rental operations, and hospitality properties along the Kohala Coast and Kailua-Kona. SBA financing up to $17M.
Kona coffee farm acquisitions, roasting facilities, farm-to-cup retail shops, and agritourism operations in the famous Kona Coffee Belt.
Oceanfront restaurants, farm-to-table concepts, food trucks, and dining establishments along Ali'i Drive and the Kohala Coast resort corridor.
Snorkeling, diving, fishing charters, helicopter tours, and adventure activities serving Kona's year-round visitor market.
Medical practices, dental offices, and professional services serving Kona's growing residential population. Office acquisition and equipment financing.
Retail shops, surf stores, art galleries, and commercial property acquisitions in Kailua-Kona and Waikoloa commercial districts. 10% down with SBA 504.
Kona is the tourism and commercial hub of Hawaii's Big Island, home to world-famous Kona coffee farms, the Ironman World Championship, and luxury resort properties along the Kohala Coast. The Kailua-Kona area serves as the primary business district for West Hawaii, with retail, dining, and professional services supporting both residents and the 1.5+ million annual visitors. This combination of tourism, agriculture, and local commerce creates strong SBA loan demand.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Kona business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.
Most for-profit Kona businesses qualify, including resort and hotel properties, restaurants, coffee farms and roasters, tour operators, retail shops, medical practices, professional services, and commercial real estate investors. Kona's mixed tourism and agricultural economy supports diverse SBA lending opportunities.
SBA 7(a) loans go up to $5 million, while SBA 504 loans can reach $5.5 million for standard projects. By combining programs, Kona businesses can access up to $17 million in total SBA financing. FundMySBA matches you with lenders experienced in Hawaii's island business environment.
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