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Commercial SBA Loans in Maui, HI

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Annual Maui Visitors
$6B+
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10%
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Commercial SBA Financing for Maui Businesses

Maui is Hawaii's second-largest tourism market and one of the world's most iconic resort destinations. From the luxury resorts of Wailea and Ka'anapali to the charming shops of Pa'ia and the historic town of Lahaina, Maui's economy is powered by nearly 3 million annual visitors who generate billions in tourism revenue. SBA financing helps island businesses capitalize on this extraordinary demand for hospitality, dining, recreation, and retail services.

The ongoing Lahaina rebuild following the devastating 2023 wildfire has created unprecedented demand for SBA disaster loans and commercial reconstruction financing. Businesses rebuilding in Lahaina, along with new ventures supporting the recovery, can access specialized SBA programs designed for disaster-affected communities. Combined with Maui's year-round tourism economy, this creates a unique and active SBA lending environment.

What We Finance in Maui -- up to $17M

Resort & Hotel Properties

Boutique hotels, resort properties, vacation rentals, and hospitality renovations in Wailea, Ka'anapali, and across Maui. SBA financing up to $17M.

Lahaina Rebuild

Commercial reconstruction, business restart financing, and new ventures in Lahaina's rebuilding historic district. SBA disaster and standard loan programs.

Restaurant & Dining

Farm-to-table restaurants, oceanfront dining, food trucks, catering businesses, and resort restaurant concepts across Maui's dining scene.

Tour & Activity Operators

Snorkeling, diving, surf schools, helicopter tours, zipline operations, and outdoor adventure businesses serving Maui's visitor market.

Retail & Galleries

Surf shops, art galleries, boutique retail, souvenir shops, and specialty stores in Pa'ia, Wailea, and Maui's commercial centers.

Agriculture & Farm Operations

Coffee farms, tropical fruit operations, lavender farms, distilleries, and agritourism businesses across Maui's upcountry and agricultural lands.

Frequently Asked Questions

Why is Maui a strong SBA lending market?

Maui is Hawaii's second-largest tourism market, drawing nearly 3 million visitors annually to its world-class resorts in Wailea and Ka'anapali, luxury hospitality venues, and outdoor recreation businesses. The Lahaina rebuild following the 2023 wildfire has created unprecedented demand for SBA disaster loans and commercial reconstruction financing, while the island's year-round tourism economy supports restaurants, retail, activity operators, and professional services.

How fast can I get pre-qualified for an SBA loan in Maui?

Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Maui business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.

What types of businesses qualify for SBA loans in Maui?

Most for-profit Maui businesses qualify, including hotels and resorts, restaurants and dining, tour and activity operators, retail shops, medical practices, professional services, agriculture operations, and commercial real estate investors. Maui's tourism-driven economy and Lahaina rebuild create especially strong demand for hospitality and construction-related SBA financing.

How much can I borrow with an SBA loan in Maui?

SBA 7(a) loans go up to $5 million, while SBA 504 loans can reach $5.5 million for standard projects. By combining programs, Maui businesses can access up to $17 million in total SBA financing. FundMySBA matches you with lenders experienced in Hawaii's unique island business environment and tourism economy.

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