The innovation capital of the world. Get instantly matched with 300+ SBA-approved lenders serving Kendall Square, Harvard Square, and all of Cambridge. No credit impact.
Cambridge is home to Kendall Square -- widely recognized as the most innovative square mile on Earth -- along with MIT, Harvard University, and the densest concentration of biotech and life sciences companies in the world. This creates an extraordinary demand for SBA financing, from lab buildouts and commercial real estate acquisitions to working capital for early-revenue startups transitioning from venture funding to sustainable growth.
With a median household income above $100K and an economy driven by some of the highest-value industries in the country, Cambridge businesses benefit from strong SBA approval rates. Whether you're expanding a biotech lab in Kendall Square, opening a restaurant in Harvard Square, or acquiring a medical practice near Mount Auburn Hospital, SBA loans offer 10% down and terms up to 25 years.
Lab buildouts, research facilities, and commercial space in Kendall Square and East Cambridge. SBA 504 financing up to $17M with just 10% down.
Working capital, office acquisitions, and equipment financing for MIT and Harvard spinoffs, AI companies, and SaaS businesses throughout Cambridge.
Practice acquisitions near Mount Auburn Hospital, CHA Cambridge, and throughout the city. Equipment financing, buildouts, and partner buyouts.
Harvard Square dining, Central Square concepts, and Kendall Square restaurants. Buildouts, franchise expansion, and working capital up to $17M.
Owner-occupied office buildings, mixed-use properties, and lab-to-office conversions. SBA 504 loans with 10% down and 25-year terms.
Law firms, consulting practices, architecture studios, and financial advisory offices serving Cambridge's innovation corridor and university community.
Cambridge is home to Kendall Square, the most innovative square mile on Earth, anchored by MIT, Harvard, and hundreds of biotech and life sciences companies. The city's concentration of venture-backed startups, pharmaceutical firms, and research institutions creates exceptional demand for SBA financing for lab buildouts, commercial real estate, and business expansion.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Cambridge business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.
Most for-profit Cambridge businesses qualify, including biotech and life sciences companies, tech startups, medical practices, restaurants in Harvard Square and Central Square, professional services, lab and research facilities, and commercial real estate. Cambridge's innovation economy means nearly every sector has active SBA lending.
Yes. SBA 504 loans are ideal for acquiring or building out lab and research space in Kendall Square, with up to $17M in financing and as little as 10% down. SBA 7(a) loans can also fund equipment, working capital, and tenant improvements. FundMySBA matches you with lenders experienced in Cambridge's life sciences ecosystem.
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