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New Jersey is one of the top SBA lending states on the East Coast, with over $4.5 billion in SBA loan approvals annually. Whether you're acquiring a boutique hotel on the Jersey Shore, purchasing a medical office in Morristown, expanding a franchise in Cherry Hill, or financing multi-family property in Jersey City, FundMySBA connects you with lenders who specialize in your exact business type and location.
Our network includes over 300 SBA-approved lenders serving every New Jersey market -- from the Gold Coast waterfront to the Princeton corridor, from Cape May to the Bergen County suburbs. New Jersey's strategic location between New York City and Philadelphia, combined with the highest population density in the nation, gives business owners access to an enormous consumer base that lenders view favorably.
Shore hotels, boutique inns, conference centers, and vacation properties. SBA 504 + 7(a) stacking up to $16.25M.
Office buildings, retail space, mixed-use, and owner-occupied commercial property. 10% down with SBA 504.
Practice acquisitions, medical office buildings, equipment financing, and ambulatory surgery centers.
Apartment buildings, 5-50 unit properties, owner-occupied multi-family with SBA financing.
Franchise buildout, multi-unit expansion, equipment, and real estate for SBA-approved franchise brands.
Buy an existing business with SBA 7(a). Covers goodwill, assets, real estate, and working capital.
New Jersey businesses can access SBA 7(a) loans up to $5M for working capital, equipment, and acquisitions; SBA 504 loans up to $5.5M for commercial real estate and heavy equipment with fixed rates and 10% down; SBA Express loans up to $500K with 36-hour approval; and SBA Microloans up to $50K for startups.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your business and funding needs, and we instantly match you with SBA-approved lenders in New Jersey. No credit check required for pre-qualification.
Most for-profit New Jersey businesses qualify, including hotels and hospitality, commercial real estate, medical and dental practices, franchise operations, multi-family properties, professional services, manufacturing, and retail. Some restrictions apply to certain industries.
Yes. New Jersey has one of the most active SBA district offices in the country and offers state-level programs that complement federal SBA loans, including the NJ Economic Development Authority (NJEDA) lending programs, direct loans, and guarantee programs that can be stacked with SBA financing to reduce down payments and secure better terms.
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