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Stillwater is a vibrant college town anchored by Oklahoma State University, with a growing economy that extends well beyond the campus. OSU's research programs, athletic events drawing 50,000+ fans, and student population of 25,000+ create consistent demand for restaurants, retail, hospitality, and professional services year-round.
Stillwater's Main Street and Strip districts offer thriving small business ecosystems, while the city's growing technology and research commercialization sector adds diversity. SBA 7(a) and 504 loans help Stillwater businesses serve the university community and capitalize on OSU gameday economics.
Strip restaurants, gameday dining, bars, and food concepts serving OSU's 25,000+ students and gameday visitors. SBA 504 + 7(a) stacking up to $17M.
Hotels, event venues, and hospitality businesses serving OSU athletic events, parents weekends, and university visitors.
Retail shops, student housing-adjacent businesses, printing services, and consumer businesses near OSU campus.
University spinoff companies, research commercialization startups, and technology firms near OSU's research park. Up to $17M available.
Medical practices, dental offices, and healthcare facilities serving Stillwater and Payne County residents.
Office buildings, retail spaces, mixed-use developments, and owner-occupied commercial property in Stillwater. 10% down with SBA 504.
Stillwater is anchored by Oklahoma State University with 25,000+ students and athletic events drawing 50,000+ fans. The university creates consistent year-round demand for restaurants, retail, hospitality, and services, while OSU's research programs drive technology commercialization and startup activity.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Stillwater business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.
Most for-profit Stillwater businesses qualify, including restaurants, hotels, retail shops, tech startups, healthcare practices, professional services, construction firms, and student-serving businesses. Stillwater's university economy supports active SBA lending year-round.
SBA 7(a) loans go up to $5 million for working capital, equipment, and business acquisitions. SBA 504 loans provide up to $5.5 million for commercial real estate and major equipment. Combined SBA financing can reach up to $17 million for larger projects. FundMySBA matches you with lenders offering the best terms for your specific needs.
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