New England's premier island resort destination. Get instantly matched with 300+ SBA-approved lenders serving Block Island. No credit impact.
Block Island is one of New England's most treasured resort destinations, named one of the "last great places in the Western Hemisphere" by the Nature Conservancy. This 10-square-mile island draws over half a million visitors during the summer season, creating an incredibly concentrated tourism economy where hotels, restaurants, and recreation businesses generate exceptional revenue in a short but intense season.
The island's limited commercial inventory means every business location is premium, and the captive visitor audience supports strong pricing. With SBA financing up to $17M through stacking strategies, Block Island entrepreneurs can acquire the hotels, restaurants, and commercial properties that define this iconic island destination.
Historic hotel acquisitions, boutique inns, B&Bs, and lodging properties on Block Island. SBA financing up to $17M for island hospitality.
Waterfront restaurants, bars, seafood shacks, and dining concepts serving Block Island's concentrated summer visitor base.
Bike shops, moped rentals, kayak outfitters, and beach recreation businesses that are essential to the island visitor experience.
Commercial real estate in Old Harbor and New Harbor, mixed-use buildings, and owner-occupied properties. 10% down via SBA 504.
Fishing charters, sailing excursions, ferry-adjacent businesses, and marine operations serving Block Island visitors.
Island retail, souvenir shops, art galleries, and specialty stores capitalizing on Block Island's half-million annual visitors.
Block Island is one of New England's most popular island resort destinations, named one of the "last great places" by the Nature Conservancy. The island draws over 500,000 visitors during its peak summer season, creating intense demand for hotels, restaurants, bike rentals, and beach services. The limited competition and captive visitor audience mean Block Island businesses can command premium pricing and strong margins.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Block Island business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.
Most for-profit Block Island businesses qualify, including hotels and inns, restaurants and bars, bike and moped rental shops, fishing charters, retail and gift shops, property management, water sports and recreation, and commercial real estate. Block Island's concentrated tourism economy supports active SBA lending for seasonal and year-round businesses.
SBA loans for Block Island businesses range from $25,000 to $17 million depending on the program. SBA 7(a) loans go up to $5 million for working capital and equipment, while SBA 504 loans provide up to $5.5 million for real estate and major assets. Stacking programs can reach $17M+ for larger hotel or resort property acquisitions.
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