Rhode Island's premier beach resort community near URI. Get instantly matched with 300+ SBA-approved lenders serving Narragansett. No credit impact.
Narragansett is Rhode Island's premier beach resort destination, with miles of stunning coastline, the iconic Towers landmark, and a thriving seasonal economy that draws hundreds of thousands of visitors each year. The town's proximity to the University of Rhode Island adds a year-round economic base that complements the summer tourism surge.
From seafood restaurants along Ocean Road to surf shops, vacation rental properties, and marina operations, Narragansett businesses leverage SBA 7(a) and 504 loans for seasonal buildouts, property acquisitions, and expansion. With financing up to $17M through stacking strategies, Narragansett entrepreneurs can capitalize on one of New England's strongest beach resort economies.
Beachfront restaurants, seafood establishments, bars, and dining concepts serving Narragansett's visitor and URI student economies. SBA financing up to $17M.
Boutique hotels, inns, vacation rental portfolios, and seasonal lodging properties in Narragansett's beach resort market.
Surf shops, recreation rentals, fitness studios, outdoor adventure businesses, and beach-adjacent recreation operations.
Beachfront commercial property, mixed-use buildings, and owner-occupied real estate. 10% down with SBA 504 financing up to $17M.
Marina operations, fishing charters, boat services, and marine-related businesses along Narragansett Bay and the coast.
Beach retail, specialty shops, professional services, and businesses serving Narragansett's resident and visitor populations year-round.
Narragansett is Rhode Island's premier beach resort community, drawing hundreds of thousands of visitors to its beaches, seafood restaurants, and coastal attractions each summer. Combined with the nearby University of Rhode Island, the area supports a year-round economy of hospitality, dining, surf and recreation businesses, and vacation rental operations that all leverage SBA financing.
Pre-qualification through FundMySBA takes 90 seconds. Answer 4 simple questions about your Narragansett business and funding needs, and we instantly match you with SBA-approved lenders who specialize in your industry. No credit check required for pre-qualification.
Most for-profit Narragansett businesses qualify, including restaurants and seafood establishments, hotels and vacation rentals, surf and recreation businesses, retail shops, marina and fishing operations, professional services, and commercial real estate. Narragansett's beach economy supports robust seasonal and year-round SBA lending.
SBA loans for Narragansett businesses range from $25,000 to $17 million depending on the program. SBA 7(a) loans go up to $5 million for working capital and equipment, while SBA 504 loans provide up to $5.5 million for real estate and major assets. Stacking programs can reach $17M+ for larger hospitality or commercial projects.
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