Privacy Policy

1. Introduction

Appuix, Inc. ("Company," "we," "us," or "our"), operating as FundMySBA.ai, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website fundmysba.ai (the "Site") and use our services (collectively, the "Services").

Please read this Privacy Policy carefully. By using our Services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.

2. Information We Collect

2.1 Information You Provide Directly

When you use our Services, we may collect the following categories of personal information:

• Contact Information: First name, last name, email address, phone number, mailing address
• Business Information: Business name, industry, state of operation, time in business, annual revenue
• Financial Information: Requested loan amount, estimated credit score range, loan purpose
• Consent Records: Records of your consent to receive communications

2.2 Information Collected Automatically

When you access our Services, we automatically collect certain information, including:

• Device Information: IP address, browser type and version, operating system, device identifiers
• Usage Information: Pages viewed, time spent on pages, click patterns, referring URLs
• Location Information: General geographic location based on IP address
• Cookies and Tracking: Data collected through cookies, pixels, and similar technologies

2.3 Information from Third Parties

We may receive information about you from third-party sources, including:

• Marketing partners and advertising networks
• Data enhancement providers
• Public databases and data brokers

3. How We Use Your Information

We use the information we collect for the following purposes:

• Service Delivery: To provide our pre-qualification services and match you with Lending Partners
• Communication: To contact you about loan opportunities, respond to inquiries, and send service-related messages
• Marketing: To send promotional communications about products and services that may interest you (with your consent)
• Analytics: To analyze usage patterns, improve our Services, and develop new features
• Compliance: To comply with legal obligations and enforce our Terms of Service
• Fraud Prevention: To detect, prevent, and respond to fraud, abuse, or security issues

4. How We Share Your Information

IMPORTANT: When you submit information through our Services, you authorize us to share your information with third parties for the purpose of connecting you with financing opportunities.

4.1 Lending Partners

We share your information with our network of SBA-approved lenders, financial institutions, and lending partners who may contact you about loan products. These partners are independent third parties with their own privacy policies.

4.2 Service Providers

We share information with vendors who provide services on our behalf, including:

• Cloud hosting and data storage providers
• Email and SMS communication platforms
• Analytics and advertising services
• Customer support tools

4.3 Marketing Partners

With your consent, we may share your information with marketing partners for targeted advertising and promotional purposes.

4.4 Legal and Safety Disclosures

We may disclose your information when required by law or to:

• Comply with legal process or government requests
• Protect our rights, privacy, safety, or property
• Enforce our Terms of Service
• Respond to emergencies or protect against harm

4.5 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to:

• Remember your preferences and settings
• Understand how you interact with our Services
• Deliver targeted advertising
• Measure the effectiveness of our marketing campaigns

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our Services.

6. Your Rights and Choices

6.1 Opt-Out of Communications

• Email: Click "unsubscribe" in any marketing email
• SMS: Reply STOP to any text message
• Phone: Request removal during any call or contact us at privacy@fundmysba.ai

6.2 Access and Correction

You may request access to your personal information or ask us to correct inaccurate information by contacting us at privacy@fundmysba.ai.

6.3 Deletion

You may request deletion of your personal information, subject to certain legal exceptions. Please note that we may retain certain information as required by law or for legitimate business purposes.

6.4 Do Not Track

Our Services do not currently respond to "Do Not Track" browser signals. However, you can opt out of certain tracking as described above.

7. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: Request disclosure of the categories and specific pieces of personal information we collect
• Right to Delete: Request deletion of your personal information
• Right to Correct: Request correction of inaccurate personal information
• Right to Opt-Out of Sale/Sharing: Opt out of the sale or sharing of your personal information
• Right to Non-Discrimination: Not receive discriminatory treatment for exercising your rights

To exercise these rights, please visit our Do Not Sell My Info page or contact us at privacy@fundmysba.ai.

Categories of Personal Information Sold or Shared: We may sell or share (as defined by California law) identifiers, commercial information, and internet activity information with our Lending Partners and marketing partners.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• 256-bit SSL/TLS encryption for data in transit
• Encryption of data at rest
• Access controls and authentication measures
• Regular security assessments and monitoring

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. Typically, we retain lead information for up to 7 years unless you request deletion.

10. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.

11. Third-Party Links

Our Services may contain links to third-party websites and services. This Privacy Policy does not apply to those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a new "Last Updated" date. We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Appuix, Inc.
d/b/a FundMySBA
Email: privacy@fundmysba.ai
Website: fundmysba.ai

For California residents, you may also contact us to exercise your CCPA/CPRA rights at the address above or visit Do Not Sell My Info.