FundMySBA is the first SBA lending platform where your financial data is encrypted before it reaches our servers. Your SSN, tax returns, and bank statements are protected by the same technology that guards classified government systems.
When you apply for an SBA loan through FundMySBA, your sensitive financial information is encrypted the moment you submit it. Our system can match you with lenders and evaluate your eligibility without ever seeing your actual data. If our servers were ever breached, attackers would get meaningless encrypted text — not your Social Security number.
You fill out the pre-qualification form with your business info, loan amount, and contact details. This part works just like any other lending site.
The moment you upload a tax return, bank statement, or enter your SSN, it's encrypted using Fully Homomorphic Encryption (FHE). Think of it like putting your documents in a locked safe that nobody — not even us — has the key to open.
Our AI compares your encrypted financial profile against lender requirements. It determines your DSCR, loan-to-value ratio, and eligibility score — all while your actual numbers remain encrypted. The lender sees "this borrower qualifies" — not your raw financials.
Whenever anyone in our system touches your data — even in its encrypted form — a tamper-proof digital receipt is created using zero-knowledge proofs. This receipt proves exactly who accessed what, when, and why. It can't be altered or deleted.
Traditional encryption will be broken by quantum computers within 10-15 years. Our post-quantum signatures (Dilithium) and key exchange (Kyber) are designed to resist quantum attacks. Your data is safe today and tomorrow.
BFV lattice-based encryption allows computation on ciphertext. Loan eligibility scoring, DSCR calculation, and lender matching all happen on encrypted data. The server never sees plaintext financials.
Every data access generates a STARK proof — a cryptographic receipt that proves what happened without revealing the underlying data. Transparent, verifiable, and tamper-proof.
All attestations are signed with ML-DSA (Dilithium), a NIST-standardized post-quantum signature scheme. These signatures remain secure even against future quantum computers.
Key establishment uses ML-KEM (Kyber), ensuring that the encryption keys themselves are protected against quantum attacks during transmission.
Powered by H33 — Post-Quantum Security Infrastructure
Your data is encrypted from the moment you submit it. No other SBA platform offers this level of protection.
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