California Privacy Rights
Last Updated: December 22, 2024
Your California Privacy Rights
This notice supplements our Privacy Policy and applies solely to California residents. It describes your rights under the California Consumer Privacy Act of 2018 (CCPA) as amended by the California Privacy Rights Act of 2020 (CPRA).
Categories of Personal Information We Collect
In the preceding 12 months, we have collected the following categories of personal information:
| Category | Examples | Collected |
|---|---|---|
| Identifiers | Name, email, phone number, IP address | Yes |
| Commercial Information | Loan amount requested, business revenue, products of interest | Yes |
| Internet/Network Activity | Browsing history, interactions with our website | Yes |
| Geolocation Data | State, general location from IP | Yes |
| Professional Information | Business name, industry, time in business | Yes |
| Inferences | Predicted creditworthiness, loan eligibility | Yes |
Sources of Personal Information
We collect personal information from:
- Directly from you: Information you provide through our forms and Services
- Automatically: Through cookies and tracking technologies when you use our website
- Third parties: Marketing partners, data providers, and public sources
How We Use Personal Information
We use personal information for the following business purposes:
- Providing our loan matching and pre-qualification services
- Processing and responding to your inquiries
- Marketing and advertising our products and services
- Improving and optimizing our website and Services
- Detecting and preventing fraud
- Complying with legal obligations
Sale and Sharing of Personal Information
Under California law, we may "sell" or "share" your personal information with third parties. In the preceding 12 months, we have sold or shared the following categories:
- Identifiers - Shared with lending partners and marketing partners
- Commercial Information - Shared with lending partners
- Internet Activity - Shared with advertising partners
You have the right to opt out of the sale or sharing of your personal information. Visit our Do Not Sell My Personal Information page to exercise this right.
Your California Privacy Rights
As a California resident, you have the following rights:
Right to Know
You can request that we disclose the categories and specific pieces of personal information we have collected about you, the sources, the business purposes, and the third parties with whom we have shared it.
Right to Delete
You can request that we delete personal information we have collected from you, subject to certain exceptions (such as legal obligations or fraud prevention).
Right to Correct
You can request that we correct inaccurate personal information we maintain about you.
Right to Opt-Out of Sale/Sharing
You can direct us to stop selling or sharing your personal information to third parties. Visit Do Not Sell My Personal Information to opt out.
Right to Limit Use of Sensitive Information
We do not use or disclose sensitive personal information for purposes beyond what is necessary to provide our Services.
Right to Non-Discrimination
We will not discriminate against you for exercising your privacy rights. You will not receive different prices or quality of services as a result of exercising these rights.
How to Exercise Your Rights
To submit a request, you may:
- Email us at: privacy@fundmysba.ai
- Visit our Do Not Sell My Personal Information page
We will verify your identity before processing your request. We may ask for additional information to confirm your identity. You may also authorize an agent to submit a request on your behalf.
We will respond to your request within 45 days. If we need more time, we will notify you of the extension.
Financial Incentives
We do not offer financial incentives for the collection of personal information. Our Services are provided free of charge to consumers.
Contact for More Information
For questions about your California privacy rights:
Appuix, Inc.
d/b/a FundMySBA
Email: privacy@fundmysba.ai
Website: fundmysba.ai